Q: Can I require my tenants to get renters insurance?

In most States in the US, you can require renters insurance coverage. Please check your local and state laws depending on the type of property you’re renting. If you require it, tenants can purchase it from their tenant portal in DoorLoop or upload proof of their own renters insurance.

Question 1

Which company manages the rental insurance policy?

Accepted Answer

Depending on what State your unit is in, DoorLoop either offers renters insurance with Sure that is backed by ASSURANT, or Lemonade.

You can learn more here. After reviewing nearly all the options, we chose SURE and Lemonade because they had the easiest application process for your tenants, gave instant quotes, and had some of the best coverage and protection for both the tenants and landlords.

Question 2

How much does it cost and who pays for it?

Accepted Answer

Depending on the property, location, and other factors, rates can start as low as $10/month and the tenant normally pays for it.

Question 3

Do I have to offer renters insurance to my tenants?

Accepted Answer

In most States in the US, you do not need to offer or require renters insurance, but DoorLoop strongly believes you should for the protection and peace of mind it offers both parties.

Question 4

Can I require my tenants to get renters insurance?

Accepted Answer

In most States in the US, you can require and make it mandatory for your tenants to get renters insurance coverage. Please check your local and state laws depending on the type of property you’re renting.

If you require it, your tenants will be able to either purchase it directly from their tenant portal in DoorLoop, or upload proof of their own renters insurance.

Question 5

How can my tenants apply for rental insurance?

Accepted Answer

When you add your tenant to DoorLoop, you can give them access to their online tenant portal. They will receive an email to log in where they can purchase renters insurance.

Question 6

What countries do you offer renters insurance in?

Accepted Answer

At the moment, DoorLoop offers renters insurance in the US. You can still use DoorLoop worldwide and recommend a local insurance provider.

Question 7

Can I make a referral fee if my tenants get insurance?

Accepted Answer

At this time there is no revenue sharing program offered through DoorLoop for renters insurance. DoorLoop does offer an affiliate referral fee program if you want to spread the word about DoorLoop.

Question 8

Does renters insurance protect property manager?

Accepted Answer

It protects both tenants and landlords. It can protect tenants from unexpected events and protect landlords if tenants can’t pay for damages or if a natural disaster occurs. Examples include guest injuries, fires, flooding from another unit, or theft of personal items.

Question 9

Can I offer my own coverage option other than yours?

Accepted Answer

Yes, you can offer any renters insurance you like and do not need to use the recommended ones from DoorLoop.

Question 10

What does the policy cover?

Accepted Answer

It typically covers personal property damages, personal liability for bodily injury or damage to another property, loss of use if the property is unlivable, replacement cost for covered personal property losses, sewage or drain backup coverage for personal property, and optional identity fraud coverage. Tenants will see a summary of coverage and a sample policy when applying.

Offer renters insurance and real protection

Simple, reliable coverage for every unit

Loss of use

Personal liability

Replacement costs

Personal property

Sewage or drain backups

Identity fraud

Your Questions Answered

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